On the 14th the Directors and their legal advisers met for the reading of the report, with closed doors. These were the terms in which the Commissioners related the results of their inquiry: 'Private and confidential.

'We have the honour to inform our Directors that we arrived in Venice on December 6, 1860. On the same day we proceeded to the palace inhabited by Lord Montbarry at the time of his last illness and death.

'We were received with all possible courtesy by Lady Montbarry's brother, Baron Rivar. "My sister was her husband's only attendant throughout his illness," the Baron informed us. "She is overwhelmed by grief and fatigue--or she would have been here to receive you personally. What are your wishes, gentlemen? and what can I do for you in her ladyship's place?"

'In accordance with our instructions, we answered that the death and burial of Lord Montbarry abroad made it desirable to obtain more complete information relating to his illness, and to the circumstances which had attended it, than could be conveyed in writing. We explained that the law provided for the lapse of a certain interval of time before the payment of the sum assured, and we expressed our wish to conduct the inquiry with the most respectful consideration for her ladyship's feelings, and for the convenience of any other members of the family inhabiting the house.

'To this the Baron replied, "I am the only member of the family living here, and I and the palace are entirely at your disposal." From first to last we found this gentleman perfectly straighforward, and most amiably willing to assist us.

'With the one exception of her ladyship's room, we went over the whole of the palace the same day. It is an immense place only partially furnished. The first floor and part of the second floor were the portions of it that had been inhabited by Lord Montbarry and the members of the household. We saw the bedchamber, at one extremity of the palace, in which his lordship died, and the small room communicating with it, which he used as a study. Next to this was a large apartment or hall, the doors of which he habitually kept locked, his object being (as we were informed) to pursue his studies uninterruptedly in perfect solitude. On the other side of the large hall were the bedchamber occupied by her ladyship, and the dressing-room in which the maid slept previous to her departure for England. Beyond these were the dining and reception rooms, opening into an antechamber, which gave access to the grand staircase of the palace.

'The only inhabited rooms on the second floor were the sitting-room and bedroom occupied by Baron Rivar, and another room at some distance from it, which had been the bedroom of the courier Ferrari.

'The rooms on the third floor and on the basement were completely unfurnished, and in a condition of great neglect. We inquired if there was anything to be seen below the basement-- and we were at once informed that there were vaults beneath, which we were at perfect liberty to visit.

'We went down, so as to leave no part of the palace unexplored. The vaults were, it was believed, used as dungeons in the old times-- say, some centuries since. Air and light were only partially admitted to these dismal places by two long shafts of winding construction, which communicated with the back yard of the palace, and the openings of which, high above the ground, were protected by iron gratings. The stone stairs leading down into the vaults could be closed at will by a heavy trap-door in the back hall, which we found open. The Baron himself led the way down the stairs. We remarked that it might be awkward if that trap-door fell down and closed the opening behind us. The Baron smiled at the idea. "Don't be alarmed, gentlemen," he said; "the door is safe. I had an interest in seeing to it myself, when we first inhabited the palace. My favourite study is the study of experimental chemistry--and my workshop, since we have been in Venice, is down here."

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